When you separate from your partner, you may have a reduced income to live on. Applying for tax credits may be a way of increasing your income and relieving the stress a little. Whether you can get tax credits, and how much you can get, depends on your own circumstances.
Tax credits are payments from the government. If you’re responsible for at least one child or young person, you may qualify for Child Tax Credit.
If you work, but are on a low income, you may qualify for Working Tax Credit.
If you’ve got children you could get tax credits, but you don’t need to have children to claim. You may also qualify if you are working and on a low income.
After separation it can be even harder to manage financially, so make sure you get all the extra help you are entitled to. If you have children, you may be entitled to Child Tax Credits. These are sometimes called Family Tax Credits.
You could get Child Tax Credit for each child you’re responsible for if they are:
- under 16
- under 20 and in approved education or training
You can claim Child Tax Credit regardless of whether you are working or not.
For more information about Child Tax Credit eligibility and amounts, you can also visit gov.uk.
After separation it can be even harder to manage financially, so make sure you get all the extra help you are entitled to.
To get Working Tax Credit you must:
- work a certain number of hours a week
- get paid for the work you do (or expect to)
- have an income below a certain level
Applying for Working Tax Credits
You can apply for Working Tax Credit if:
- you’re aged from 16 to 24 and have a child or a qualifying disability
- you’re 25 or over, with or without children
HM Revenue & Customs (HMRC) provide an online working tax credits calculator. You can use the working tax credits calculator to see whether you are eligible to receive working tax credits.
For more information about Working Tax Credit eligibility and amounts, you can also visit gov.uk.
If you want to claim tax credits you will need to contact the Tax Credit Helpline on 0345 300 3900. You should also use the Tax Credit Helpline number to report a change in circumstances, renew a Tax Credit claim or if you have a question or need advice on Tax credits.
Where can I go next?
Money Saving Expert- Tax Credits
Find out how to claim, renew and appeal Tax Credits with Money Saving Expert.
Gov.uk -Tax Credits Calculator
Find out how much you would be entitled to with Gov.uk's Tax Credits calculator
Gingerbread - Tax credits when your situation changes
Gingerbread explains what happens to your tax credits when your situation changes.
Citizens Advice Bureau - Tax credits for people in work
Information about tax credits for people who work at least 16 hours a week.