Help with money and finances

Separation or divorce can be expensive, and the extra costs of running two households can often mean that money is strectched even further after a break-up. Make sure you get all the financial support and extra help you are entitled to.

Help with your finances can be important as separation and divorce can be expensive. Living on your own after sharing your household expenses can also be costly. Understand how to sort out your money issues to help make ends meet, and find out where to get help with your finances.

You might find that working out the finances helps you take the first step towards building a good parenting relationship together. It’ll help your children to know that both parents are creating a secure financial future especially for them.

With all the changes that come with separation, you should check that you’re getting all the benefits you are entitled to. You’ll also need to tell the Benefit Office that your circumstances have changed. Our benefits page should point you in the right direction when looking for help and advice on what you can and can’t claim.

Help with the cost of energy, water and other household bills

If you are on benefits or a low income, you may be able to apply for a government grant to help you make your home more energy efficient. This could help cut down on the cost of your gas, electric or water bills. For example, you could get a grant to cover the cost of loft insulation which would make it cheaper to heat your home.

If you have school-age children, you may be able to get financial help for things like school meals, clothing and travel costs. This will depend on your financial circumstances.

Find out more information about help with with school costs inEngland, Wales, Northern Ireland and Scotland from Adviceguide.

Other financial help you may be able to get

You may be able to get other kinds of support, including:

You can also contact Jobcentre Plus to find out what help you can get.

There are several useful websites that list organisations which gives grants to people in need. For example, some charities give grants to help people pay their bills or buy essential items.

These include:

www.turn2us.org.uk

www.charitysearch.org.uk

www.family-action.org.uk.

An independent financial adviser may be able to help you get more out of your money or save on costs. For example, they may be able to give you advice about how to get the best deal on your savings or mortgage.

If you want to find out about saving money or getting financial help, check out the links below.

Further Financial help

We have a number of further sections that should be able to offer the help and support with finances:

Where can I go next?